Terms of Use

1. About JIA Advisory

JIA Advisory provides professional consulting and advisory services across areas presented on this website, which may include financial consulting, feasibility studies, management consulting, geotechnical consulting, other consulting services, and procurement and supply chain advisory.

The website provides general information about JIA Advisory, its areas of practice, advisory capabilities, and means of contact.

Information published on the website does not by itself create a client, consulting, advisory, agency, partnership, employment, or other contractual relationship between you and JIA Advisory.

A professional engagement with JIA Advisory is established only through the applicable agreement, proposal, statement of work, engagement letter, or other written arrangement accepted by the relevant parties.

2. Use of the Website

You may use this website for lawful purposes and for obtaining information about JIA Advisory and its services.

You agree not to:

• Use the website for any unlawful or fraudulent purpose;
• Attempt to gain unauthorized access to the website, its systems, accounts, or infrastructure;
• Interfere with the operation, security, or availability of the website;
• Introduce malicious code, harmful software, or other technologies intended to damage or disrupt the website;
• Use automated systems to access or extract website content in a manner that places unreasonable load on the website or circumvents technical controls;
• Misrepresent your identity or affiliation when communicating with JIA Advisory; or
• Use website content in a manner that infringes the rights of JIA Advisory or third parties.

JIA Advisory may restrict or suspend access to the website where reasonably necessary to protect the website, its users, or its systems.

3. Website Content

We aim to provide useful, accurate, and current information on the website.

However, website content is provided for general informational purposes and may change without notice.

Information on the website may include descriptions of services, advisory capabilities, professional profiles, articles, insights, visual materials, general observations, and other business information.

We do not represent that every item of information on the website will always be complete, current, error-free, or suitable for every particular situation.

You should consider the specific circumstances of your situation and obtain appropriate professional advice before making decisions based on information published on this website.

4. No Professional Engagement Through Website Content

Website content should not be interpreted as a professional opinion, recommendation, financial advice, legal advice, engineering certification, investment advice, or other professional advice specific to your circumstances unless expressly stated otherwise in a formal written engagement.

General information published on the website is not a substitute for a professional assessment of a specific project, transaction, organization, or business decision.

Any professional advice provided by JIA Advisory is subject to the scope, assumptions, limitations, deliverables, and terms agreed under the applicable engagement.

5. No Guarantee of Results

JIA Advisory provides advisory services intended to support informed business and organizational decision-making.

However, business, financial, operational, procurement, supply chain, investment, project, and other commercial outcomes depend on circumstances and decisions beyond JIA Advisory's control.

Accordingly, unless expressly agreed otherwise in a written engagement, website content does not constitute a guarantee, representation, or promise of any particular financial, commercial, operational, savings, investment, procurement, or other result.

Any performance figures, examples, estimates, projections, or potential benefits presented on the website should be understood in their stated context and should not be treated as a guarantee of future results.

6. Intellectual Property

Unless otherwise stated, the website and its content are owned by or used by JIA Advisory under applicable rights.

This may include:

• Text and written content;
• Logos and brand elements;
• Graphics and visual materials;
• Page layouts and design elements;
• Photographs and illustrations;
• Reports, articles, insights, and other publications; and
• Website structure and presentation.

The JIA Advisory name, branding, logos, and related materials may not be copied, reproduced, modified, distributed, published, or commercially exploited without appropriate authorization, except where permitted by applicable law.

You may view and use publicly available website content for personal or internal business reference, provided that you do not remove applicable ownership notices or represent the content as your own.

Nothing in these Terms transfers ownership or intellectual property rights to you.

7. User Communications and Submitted Information

If you contact JIA Advisory through the website or provide information through a contact form, you are responsible for ensuring that the information you provide is accurate and that you have the right to provide it.

You should not submit confidential information, trade secrets, sensitive personal data, or information belonging to another person through a public website form unless JIA Advisory has specifically requested that information through an appropriate channel.

The processing of Personal Data submitted through the website is governed by our Privacy Policy.

• Privacy Policy: https://jia-sa.com/en/privacy/

8. Third-Party Links and Services

The website may contain links to websites, platforms, tools, or services operated by third parties.

These links may be provided for convenience or additional information.

JIA Advisory does not control third-party websites and is not responsible for their content, availability, security, privacy practices, terms, or other activities.

Your use of a third-party website or service is subject to that provider's own terms and policies.

The inclusion of a third-party link does not necessarily constitute an endorsement, recommendation, or affiliation with that third party.

9. Website Availability

We aim to keep the website available and functioning properly, but we do not guarantee uninterrupted, continuous, or error-free access.

The website may occasionally be unavailable because of:

• Maintenance;
• Updates;
• Technical problems;
• Hosting or infrastructure issues;
• Security measures;
• Third-party service interruptions; or
• Circumstances outside our reasonable control.

We may modify, suspend, discontinue, or restrict any part of the website at any time where reasonably necessary.

10. Security

You must not attempt to circumvent or interfere with security measures protecting the website.

This includes attempting to:

• Access restricted areas without authorization;
• Test or exploit vulnerabilities without authorization;
• Interfere with servers or networks;
• Introduce malicious software;
• Circumvent authentication or access controls; or
• Conduct activity intended to disrupt website availability.

We may investigate suspected misuse and take appropriate action where permitted by law.

11. Website Accuracy and Changes

JIA Advisory may update, modify, remove, or replace website content, services descriptions, features, or other information at any time.

We may also correct errors or omissions when identified.

Because advisory practices and business services may evolve, information presented on the website may not always reflect every current or future service available from JIA Advisory.

The absence of a service or capability from the website does not necessarily mean that JIA Advisory cannot provide or arrange such service.

12. Confidentiality

The website itself is a public information platform and should not be treated as a confidential communication channel.

Information submitted through the website contact form is handled according to the JIA Advisory Privacy Policy and the applicable business communication process.

A formal confidentiality obligation arises only where agreed through an applicable engagement, confidentiality agreement, non-disclosure agreement, or other written arrangement.

13. Limitation of Liability

To the extent permitted by applicable law, JIA Advisory will not be responsible for losses or damages arising solely from reliance on general information published on the website where that information was not provided as part of a formal professional engagement.

JIA Advisory is also not responsible for losses arising from:

• Your use or inability to use the website;
• Third-party websites or services;
• Website interruptions or technical failures;
• Unauthorized access or events outside our reasonable control; or
• Decisions made solely on the basis of general website content without obtaining appropriate professional advice.

Nothing in these Terms is intended to exclude or limit liability that cannot lawfully be excluded or limited under applicable law.

Where a formal professional engagement exists, the liability provisions applicable to that engagement will govern the relevant professional services.

14. Indemnity

To the extent permitted by applicable law, you agree to be responsible for losses or claims arising from your unlawful use of the website, your violation of these Terms, or your infringement of the rights of JIA Advisory or a third party.

This provision does not apply to the extent that such losses or claims arise from JIA Advisory's own conduct or from circumstances where applicable law does not permit such responsibility to be imposed.

15. Privacy

Your use of the website may involve the processing of Personal Data.

Our collection and processing of Personal Data is governed by the JIA Advisory Privacy Policy.

• Privacy Policy: https://jia-sa.com/en/privacy/

The Privacy Policy explains the categories of Personal Data we may collect, purposes of processing, applicable third-party services, retention, rights, and methods of contacting us.

16. Applicable Law

These Terms of Use are intended to operate in accordance with the applicable laws and regulations of the Kingdom of Saudi Arabia.

Any specific governing-law, jurisdiction, or dispute-resolution provisions applicable to a professional engagement will be determined by the relevant written agreement.

Nothing in these Terms is intended to remove or limit any mandatory legal right or protection that applies to a user under applicable law.

17. Changes to These Terms

JIA Advisory may update these Terms of Use from time to time to reflect changes in:

• Applicable laws or regulations;
• Our services;
• Website functionality;
• Security requirements;
• Business practices; or
• Other relevant circumstances.

The latest version will be published on this page with the applicable Last Updated date.

Your continued use of the website after an updated version is published constitutes use of the website under the updated Terms, to the extent permitted by applicable law.

18. Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable, the remaining provisions will continue to apply to the extent permitted by applicable law.

19. Entire Website Terms

These Terms of Use, together with the JIA Advisory Privacy Policy and any other policies expressly referenced on the website, govern your general use of the website.

They do not replace or modify the terms of any separate written agreement governing professional services provided by JIA Advisory.

Where there is a conflict between these website Terms and a separate written professional engagement, the terms of the applicable professional engagement will govern the relevant services.

20. Contact Us

If you have questions regarding these Terms of Use, you may contact JIA Advisory through:

• JIA Advisory — Judy International Advisory
• Website: https://jia-sa.com/
• Privacy: info@jia-sa.com